What problem does this solve?
Costs and liabilities may arise before inherited assets can be released.
Legal planning replaces improvised decisions with solutions suited to the assets, the people involved and their objectives. The appropriate structure depends on the specific facts, not merely on its name.
How Moreno Advocacia can help
Families seeking accessible resources for beneficiaries after death. We assess how insurance protection relates to the overall estate plan.
We examine family circumstances, available documentation, applicable taxes and implementation feasibility. Where appropriate, we coordinate this solution with other estate-planning instruments.
What we examine before recommending
Beneficiaries; coverage; exclusions; available liquidity and legal treatment of proceeds.
Review of insurance terms and coordination with estate planning; policy with an authorized insurer.
Insurance benefits depend on the policy’s terms and exclusions. Implementation must comply with current law and the specific tax and registration requirements of each transaction.